The UAE demonstrates leadership in developing innovative investment tools. The 'Individual Sukuk' initiative, launched by the Ministry of Finance in November 2025, continues to achieve qualitative results that reflect the resilience of the national economy and the strength of the financial sector. It has solidified its position as one of the secure and attractive investment tools for individuals. According to the latest initiative data, the total trading volume of sukuk and securitized bonds reached AED 10.84 million, with the participation of 464 investors, reflecting growing confidence in the UAE's investment environment despite global economic challenges. Yousuf Al Hajri, Under-Secretary of the Ministry of Finance, stated that the results achieved by the 'Individual Sukuk' initiative reflect the strength of the UAE's economic foundations and the robustness of the financial sector. He highlighted that the increasing influx of investors demonstrates a growing awareness of investment culture and public trust in government financial instruments. He noted that these indicators come under prudent financial policies and a strategic vision focused on enhancing financial sustainability and diversifying income sources, which supports the competitiveness of the national economy. He added that the ministry continues to develop an integrated system that enables individuals to access safe and transparent investment instruments, thereby supporting financial inclusion and economic stability for households. He mentioned that partnerships with national banking institutions have effectively contributed to expanding the initiative and enhancing the efficiency of distribution channels, aligning with global best practices and boosting the initiative's reach across various community segments. He affirmed that the initiative represents a key pillar in developing the public debt system and diversifying the investor base, which enhances the efficiency of local financial markets, reinforces investor confidence, and supports the UAE's position as a regional and global financial center characterized by stability and reliability. Data showed that new investors accounted for approximately 66% of the total trading volume, equivalent to AED 7.16 million through 248 investors, indicating the initiative's success in attracting new segments and fostering an investment culture. Meanwhile, existing investors contributed around AED 3.67 million (34%) through 216 investors, reflecting active reinvestment activity and increased trust levels. Regarding the strength of distribution channels, Emirates NBD and Emirates Islamic Bank led investment activities with a total of AED 6.35 million (59%) through 275 investors, demonstrating the effectiveness and wide reach of these channels. In contrast, Abu Dhabi Islamic Bank recorded investments of AED 4.48 million (41%) through 189 investors, supported by strong participation from new investors (128 investors), confirming the effectiveness of strategic partnerships in promoting the initiative. Investor behavior also showed a preference for short and medium-term issuances, with the May 2027 issue being the most traded at AED 3.41 million, followed by the May 2026 issue at AED 2.62 million, reflecting a preference for safe and balanced investment. In this context, the Ministry of Finance, in cooperation with participating national banks, continues to implement a comprehensive awareness program that enhances investment culture and empowers individuals to make informed financial decisions. This collaboration embodies an advanced model of partnership and integration between the public and private sectors in achieving national goals by unifying efforts and integrating roles, which helps expand the investor base and strengthen sustainable financial stability, continuing the objectives of the 'Year of Community' in fostering cohesion and social integration, in line with the directions of the 'Year of Family', which focus on supporting household financial stability, economic empowerment, and enhancing quality of life on a sustainable basis.
