This period witnessed significant balance sheet expansion, continued strong profitability, and stable interest margins despite the changing interest rate environment. Total net loans and advances grew by 6.5% on a sequential basis, outpacing deposit growth of 4.3% on a sequential basis, leading to an increase in the loan-to-deposit ratio by 161 basis points to reach 77.8%. Alvarez & Marsal, a specialist advisory firm, announced the release of a report on the performance of the UAE's banking sector, analyzing the performance of the top ten listed banks in the country during the third quarter of 2025. Operating income increased by 3.0% on a sequential basis.
