Abu Dhabi Islamic Bank announced exceptional growth at the end of 2025, with pre-tax profit increasing by 18% to a record high of AED 8.1 billion, alongside achieving the highest sector return on equity of 29%. The bank reported a post-tax profit for 2025 of AED 7.1 billion, a 16% growth compared to 2024. In the fourth quarter of 2025, pre-tax profit rose by 25% year-on-year to AED 2.05 billion, while post-tax profit increased by 20% year-on-year to AED 1.75 billion. The board of directors proposed a final dividend distribution of 97 fils per share, totaling AED 3.5 billion, equivalent to 50% of the net profit, an increase of AED 495 million compared to the previous distribution. According to the financial results, revenues in 2025 reached AED 12.3 billion, up from AED 10.6 billion in 2024, achieving a 16% annual growth. Financing income grew to AED 7.6 billion in 2025, a 15% annual increase compared to AED 6.6 billion in the previous year, driven by an increase in financing volumes and the bank's ability to generate sustainable returns. Total assets grew by 24% year-on-year to AED 281 billion, driven by growth in financing in retail and corporate banking, alongside expansion in the investment portfolio. Customer financing grew by 26% year-on-year, an increase of AED 38 billion compared to the previous year. Customer deposits also increased by 25% year-on-year to AED 229 billion, compared to AED 183 billion on December 31, 2024. The bank maintained diversity in funding sources, with current and savings account deposits growing by 14% year-on-year, now constituting 64% of total deposits. The Chairman of the Board of Directors, Jauan Awaid Suhail Al-Khayali, stated: "2025 marked a new milestone of exceptional achievements for the Group, as we continued to solidify our performance momentum across key sectors, achieving record profitability, strong balance sheet growth, and a distinguished sector return of 29%." He added: "These results reflect high efficiency in the Group's management, continued growth in the customer base, along with continuous investment in innovative products, and in the development of digital services and AI solutions, supported by the strength and resilience of the national economy."
