The total savings deposits reached 400.5 billion dirhams at the end of last year, compared to 317.5 billion dirhams at the end of 2024, marking an annual increase of 83 billion dirhams and a growth rate of 26%. Infrastructure and real estate financing in 2025 recorded an increase of 15.6 billion dirhams, reaching a cumulative balance of 276.6 billion dirhams by the end of last December, compared to 261 billion dirhams at the end of 2024. According to data from the Central Bank, the number of key employees in banks, both local and foreign, did not see significant changes, as only 359 employees were laid off throughout the past year, bringing the total number to 38,687 employees by the end of last December, compared to 39,046 at the end of 2024. In turn, banks continued their smart transformation by relying on digital banking services and reducing the number of branches. The number of branches of national banks reached 437 by the end of last year, down from 483 at the end of 2024, meaning 46 branches were closed. Foreign banks reduced their number of branches by just one, bringing the total to 72 by the end of 2025, compared to 73 at the end of 2024. Data from the statistical bulletin for December 2025, issued by the Central Bank yesterday, revealed that banks operating in the country issued personal loans for consumption purposes totaling 81.7 billion dirhams in 2026, bringing their cumulative balance to 584 billion dirhams by the end of December 2025, compared to 502.3 billion dirhams at the end of 2024, an annual growth of 16.3%. Meanwhile, commercial personal loans decreased to 73.6 billion dirhams by the end of the same period, down from 86 billion dirhams at the end of 2024, a decrease of 12.4 billion dirhams, equivalent to a change of «-14.4%». The Central Bank's gold reserves, as one of its key assets, surged to 37.9 billion dirhams at the end of last year, up from 23 billion dirhams at the end of 2024, an annual increase of 14.9 billion dirhams, representing a 64.8% growth. Meanwhile, individual deposits in banks rose to 855.3 billion dirhams by the end of the reference year, up from 744.5 billion dirhams at the end of 2024, an annual increase of 110.8 billion dirhams, a 14.9% growth.
