The Central Bank of the United Arab Emirates' gold reserves increased by 64.93% during 2025, reaching 379.02 billion dirhams at the end of December, compared to 229.81 billion dirhams at the end of December 2024, an increase of 149.21 billion dirhams, according to the monthly statistical bulletin issued by the bank today. The gold balance also increased on a monthly basis by 1.64% during December 2025, compared to 372.91 billion dirhams at the end of last November. The bulletin stated that the value of demand deposits exceeded 1.264 trillion dirhams at the end of December 2025, compared to approximately 1.109 trillion dirhams at the end of December 2024. These deposits were distributed at the end of December 2025 as around 940 billion dirhams in the local currency and around 324 billion dirhams in foreign currencies. The value of savings deposits amounted to 400.51 billion dirhams at the end of December 2025, compared to 317.488 billion dirhams at the end of December 2024. These were distributed as 341.311 billion dirhams in the local currency and 59.2 billion dirhams in foreign currencies. As for time deposits, they exceeded 1.165 trillion dirhams at the end of December 2025, compared to 945.78 billion dirhams at the end of December 2024. These were distributed as 751.448 billion dirhams in the local currency and 414.161 billion dirhams in foreign currencies. Meanwhile, in other UAE banks, the increase was 17.7% or about 42.3 billion dirhams, reaching 281.8 billion dirhams at the end of December 2025, compared to 239.5 billion dirhams at the end of December 2024. Gold is part of the diversified assets held by the Central Bank, which include cash, deposit certificates, and securities held until maturity.
